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未出版正式意见TA664rev — UCP 600

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发表于 2009-9-8 21:47 | 显示全部楼层 |阅读模式

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发票、提单和保险单据上更正的证实是否满足要求?
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未出版正式意见TA664rev — UCP 600
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有关ISBP 681第9段# P1 x# l( u. b+ \5 P

7 d8 ]! H6 M- W# X9 {质疑: c% X# `5 i; v" m- H" R
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   信用证的特殊条件之一规定:“所有更正必须由有关单据的出具人证实。” 因为我们作为指定银行收到了开证行对下列问题的争辩,我们感谢你们给出这些主张是否正确的意见。UCP的签署要求已满足。4 o1 a( `& E! V$ e  ]
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● 信用证要求发票由商会认证。提交的发票显示一些更正带有商会的证实。依据ISBP 681第9段,我们作为相符单据予以接受,但是开证行却称单据应当由受益人证实,因为特殊条件否定了ISBP第9段。
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! `1 D( ^( m- ?) F# V! m$ K● 提单显示了一个由承运人的代理人证实的更正,该代理人签署了单据。但是,开证行称该更正应由名称出现在顶部标题上的承运人证实,因为单据的出具人是承运人而不是代理人。0 g: S* s8 P. {

8 w  B3 D5 |  k/ g- I0 m● 与上述提单的情况相似,开证行称保险单上的更正应由名称出现在顶部标题上的保险公司证实,而不应由签署单据的代理人证实,因为出具人是保险公司。
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分析
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+ O4 C3 B, Y4 @: a% N/ t. j( mISBP 681第9段指出:“除受益人制作的单据外,单据中信息和数据的更正和变更必须看来由出具该单据的一方证实或由出具人授权的一方证实。已经办理认证、签证和证明或类似手续单据中的更正和变更必须看来由办理单据认证、签证和证明或其他类似手续的一方证实。证实必须表明该证实由谁做出,包括该证实方的签字或小签。如果证实看来系由单据出具人之外的一方做出,则该证实必须清楚地表明该方是以何种资格来证实更正和变更的。”/ a. y. `0 ]* h+ |
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质疑文中显示的“所有的更正必须由有关单据的出具人证实”应当理解为适用于出具或完成和签署单据的实体。所以,由此而得出的结论是“出具人”(如特殊条件中所述)可能是或者可能不是单据顶部标题上具名的实体,可以是代表具名实体完成和签署单据的公司或人员。0 ?1 I, ~# N+ e- a* O

4 |7 ^5 C- G% B4 c% }- f. @; q对于提单和保险单据,由承运人的代理人或保险公司的代理人完成和签署单据是通常的做法。* W  O7 x8 i+ `) V" l$ e$ m, N/ O

8 X! o- S" d; p. \应当注意的是,ISBP的各个段落在信用证没有修改或排除其适用性时才适用。' @0 a: T) F# ~
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结论
0 Q# j- S6 f& E# Q" R按各个单据的顺序:- m; g' ?7 _2 n6 u

5 h. B2 z( ~7 M. h  [发票 — 该特殊条件要求受益人和商会对任何更正和变更予以证实。这是除ISBP 681第9段要求之外的又一要求。& U" c6 q4 O2 B8 V
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提单 — 该特殊条件允许更正和变更由具名承运人或代表承运人完成和签署提单的实体证实,即承运人的代理人。
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保险单 — 该特殊条件允许更正和变更由具名保险公司或代表保险公司完成和签署保险单的实体证实,即保险公司的代理人。

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 楼主| 发表于 2009-9-8 21:47 | 显示全部楼层
Were the authentications of corrections on an invoice, a bill of lading and an insurance document sufficient?
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Official Opinion TA664rev - Unpublished UCP 600( E2 Q( o& J& a2 V" V' X2 m
From UCP600 - ISBP 681 paragraph 9
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4 o0 R9 e4 F8 M5 O+ y% [6 a6 BOne of the special conditions of the credit stated: "All corrections must be authenticated by the issuer of the respective document." Since we, as the nominated bank, received contestations from the issuing bank on the following issues we shall appreciate your opinion as to whether these contestations were justified. UCP's signing requirements were satisfied. $ A" N$ U& g7 M+ W
• The credit called for an invoice legalized by the chamber of commerce. The presented invoice showed some corrections bearing authentication by the chamber of commerce. Relying on ISBP 681 paragraph 9, we accepted the document as complying, but the issuing bank stated that the corrections should have been authenticated by the beneficiary, since the special condition overruled ISBP paragraph 9.
) M. Z; R0 ^3 H• The B/L showed a correction authenticated by the agent of the carrier who signed the document. But the issuing bank stated that the correction should have been authenticated by the carrier whose name appears on the heading, because the issuer of the document was the carrier, not the agent.
. C" O; r3 _5 P# n• Similar to the case with the B/L, as above, the issuing bank stated that the correction on the insurance policy should have been authenticated by the insurance company whose name appears on the heading, not by the agent who signed it, since the issuer was the insurance company. ' a1 T7 N8 A2 G4 J6 s
Analysis - S5 q1 T1 y5 P
ISBP 681 paragraph 9 reads: "Corrections and alterations of information or data in documents, other than documents created by the beneficiary, must appear to be authenticated by the party who issued the document or by a party authorized by the issuer to do so. Corrections and alterations in documents which have been legalized, visaed, certified or similar, must appear to be authenticated by the party who legalized, visaed, certified, etc., the document. The authentication must show by whom the authentication has been made and include the signature or initials of that party. If the authentication appears to have been made by a party other than the issuer of the document, the authentication must clearly show in which capacity that party has authenticated the correction or alteration." 0 R/ S. F6 m' A1 R0 `
The context in which "All corrections must be authenticated by the issuer of the respective document" is written, should be understood to apply to the entity that issued, or completed and signed the document. It therefore follows that the "issuer" (as referred to in the special condition) may or may not be the entity that is named on the heading of the document. It could be the company or person that is completing and signing the document on behalf of the named entity. / v' X1 n/ }- G- @- S. T
For bills of lading and insurance documents, it is common practice that they be completed and signed by the agent of the carrier or agent of the insurance company. ; @. u3 O5 m* f# h9 }  b
It should be noted that the paragraphs of ISBP apply to the extent that the credit does not modify or exclude their application.
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8 I( k6 z4 R# n- c8 {/ C+ w$ xLet us take each document in turn:9 R7 X9 G  ?/ I& n7 S
Invoice - the special condition would require the beneficiary and the chamber of commerce to authenticate any correction or alteration. This is in addition to the requirements expressed in ISBP 681 paragraph 9. & z1 i: L; K2 E& b4 \8 ^
Bill of lading - the special condition would allow for the correction or alteration to be completed by the named carrier or the entity that completed and signed the bill of lading on behalf of the carrier, i.e., their agent. 8 I- T4 G# U: c( [9 Y
Insurance policy - the special condition would allow for the correction or alteration to be completed by the named insurance company or the entity that completed and signed the insurance policy on behalf of the insurance company, i.e., their agent (or proxy).
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